Apply For Student Loan

No Job, No Payment

If you don’t land a job making above
your salary floor, your payments drop
to zero. Payments also adjust with
your income to stay affordable.

You don’t need a credit score, cosigner, or collateral to apply. TradeUp
will evaluate your application based
on your future potential, not your
past.

Never Pay Too Much

When you secure a job, TradeUp sets
a limit on how much you’ll pay back.
The TradeUp ISA has a hard cap, and
after you hit it your ISA is over!

Deferred Payments

ISAs have built in protection in case of
emergencies. If you need to stop
working or get laid off, your payments
are paused automatically.

Fixed Payment Period

Unlike a loan, ISAs don’t go on
forever. Once your ISA expires, your
payments stop, even if you’ve paid
back less than you borrowed.

No Co-Signers Required

No Accruing Interest

ISAs have no interest and a fixed
repayment. Unlike student loans, the
amount you owe doesn’t increase
over time.